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  • PayPal Credit | Your Always-on Credit Line | PayPal US
    Pay with either the PayPal Credit Card or PayPal Credit digital line and get 6 months special financing on purchases of $149+ at millions of online merchants that accept PayPal 1 How to apply If approved, you'll get a PayPal Credit Card to use everywhere Mastercard is accepted or a PayPal Credit digital line to use when checking out with PayPal
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    If you often pay for purchases with PayPal and you’re looking for a no-fuss cash-back credit card with a $0 annual fee, the PayPal Cashback Mastercard® * is a strong pick It earns 3% cash back
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    PayPal determines a credit limit at the time of approval A credit limit increase is possible after the account is open for 90 days A credit line equal to your credit card limit is added to your PayPal account instantly The card arrives by mail within seven to 10 days and must be activated before use
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    Use the PayPal Credit Card for No Interest if paid in full in 6 months on qualifying travel purchases posted to your account by January 31, 2026, or with both PayPal Credit Card and the PayPal Credit digital line, pay over time on all purchases of $149 or more 2 when checking out with PayPal





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