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  • Toyota Financial Approval? - myFICO® Forums - 6478896
    So what are my chances of approval with Toyota Financial to get tier 2 or up? Swallow your pride and buy a used Toyota out of a lease with 25-35k miles on it Got mine last year through Toyota Financial 0% APR $17250 for a 2018 model Sure, it doesn't have automatic seats but the trunk goes up on it's own and it's reliable Oh, the sunroof too
  • Toyota Dealership Toyota Financial Tips - myFICO® Forums
    Re: Toyota Dealership Toyota Financial Tips + Approval Here's another data point In April 2021, I qualified for 2 99% at 72 months or 1 99% interest rate at 60 months through Toyoto Financial I bought a 2021 Toyota Venza, and my 2015 Toyota Corolla with 200k miles on it was traded in for $5k to my surprise
  • Toyota Financial Payment Question - myFICO® Forums - 5284783
    Re: Toyota Financial Payment Question No this will not affect your credit whatsoever, your payment was made before the due date first and foremost, it just isn't posted to your account until it is processed
  • Toyota Financial without Income Verification - myFICO® Forums
    Toyota Financial without Income Verification Hi there, first time posting here So, I managed to get a deposit on a '22 Toyota Tacoma TRD Off Road in Lunar Rock and 6MT That truck in that configuration is near impossible to get right now The truck should deliver in the next month or so, and I am trying to finance through the dealership
  • Financing through Toyota Financial - myFICO® Forums - 5325632
    Re: Financing through Toyota Financial TFS can finance down to deep sub prime Only problem is, I heard recently that their loans count as consumer finance accounts now, which hurt your credit score
  • Toyota Financial - myFICO® Forums - 6229564
    Toyota Financial At first they told me they wanted to pull all three, specifically: Equifax Auto 09, TransUnion FICO Auto 8, and Experian Auto Loan 8 I told them I didn't want that, and said they can choose one beauru and one credit report Sales gal came back from her "manager's" office and said "that's fine, we can just use one"
  • Toyota Financial Approval w Bad Credit - myFICO® Forums
    Toyota Financial Approval w Bad Credit Hey all! My scores have tanked this last year due to credit card utilization I bought an Explorer ST back in August, and it just wasn't what we needed, so we looked at a 2025 Toyota Camry I knew my credit was crap going into this, but figured God can work miracles sometimes, and boy did he
  • Any recent GW luck with Toyota Financial Services?
    Any recent GW luck with Toyota Financial Services? Hello everyone, Long time lurker, first time posting here! My name is Randy and I'm looking to rebuild my credit I got a copy of my credit reports and I saw I had a late payment (12 2017) with Toyota Financial Services Has anyone had any recent luck with a successful GW letter?
  • Toyota Financial - Anyone know who they pull from?
    Re: Toyota Financial - Anyone know who they pull from? I believe they will use your previous payment history with them As long as you paid them on time they will approve new loan at same tier the previous car was approved at I know this was the case for me when lease was up on my wife’s Lexus 3 months after discharge
  • Goodwill SUCCESS Toyota Financial TFS - myFICO® Forums
    Goodwill SUCCESS Toyota Financial TFS Hello all! I've never posted here before, but since I looked here for advice and suggestions, I wanted to re-pay by posting my recent quest (and SUCCESS) for removal of (2) 30-day lates from Toyota Financial I had (2) 30-day late payments incur for the months of April and May 2014





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