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    An interest rate collar is an option used to hedge exposure to interest rate moves It protects a borrower against rising rates and establishes a floor on declining rates through the purchase of an interest rate cap and the simultaneous sale of an interest rate floor
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    Fulfil your Dreams, SBI offers Special Interest Rate on Personal Loans for Government Employees till 30 03 2026! SBI honours our Defenders with special Interest Rate on Personal Loans Avail @ 10 45% p a for Defense, Para-Military and Indian Coast Guards till 28 02 2025
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    The fixed rate on the loan with the floor is about 40 basis points higher than that of the loan without the floor While loans with embedded floors, or a specified minimum rate, sound attractive to lenders in a falling rate environment, they can be expensive and often make the all-in fixed rates uncompetitive





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