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  • There are no recent balances on your revolving cr. . . - myFICO® Forums . . .
    There are no recent balances on your revolving credit accounts Your credit report shows no recent balances on your revolving accounts [?] Your FICO score was hurt because you are not currently demonstrating active revolving credit management What to do about this: You might consider moderate and responsible use of your credit cards (such as charging low balances and repaying them on time
  • What to list as Housing Payment on auto applicatio. . . - myFICO® Forums . . .
    What to list as Housing Payment on auto application? Don't want to raise a flag
  • Amex Statement Credit???? - myFICO® Forums - 6664168
    I paid my Entergy electric bill with my Amex BCE on 3 27 23 $331 60 on 3 31 23 I received a statement credit for $$250 The original payment was credited to my electric bill I have met the $2k spend requirement with that purchase to receive the $200 SUB but I assumed that would be a statement credi
  • Easy ways to keep a CC active avoid closure or CLD
    I regularly see posts here about a credit card being closed for inactivity or, with the nicer CCs, a warning of closure if no use in X amount of time If a CC is worth keeping for it's credit limit or other reason it's pretty easy to keep it active with minor charges, and possibly avoid a CLD If
  • Card with no EMV Chip still? - myFICO® Forums - 6372546
    Just got my local CUs Visa Platinum credit card in the mail To my surprise it does not have a chip! Swipe only! I thought it was pretty much standard across the board but apparently not Anyone else out there still with swipe only? I personally prefer the swipe only, something more satisfying abo
  • Mortgage reporting increasing balance. - myFICO® Forums - 4871481
    I keep seeing my mortgage balance fluctuate, many times UP HIGHER each month I called my bank (local) and the lady said she could see the discrepancy between her records and what had been reported to the credit bureaus She submitted something to correct it, which it did for that month, but the las
  • AMEX rule of thumb for CLI? - myFICO® Forums - 6543175
    Should I request a CLI on day 66? What is the rule of thumb? Is AMEX CLI a HP or SP? TIA
  • Nordstrom Store Card--Highest CL? - myFICO® Forums - 5143679
    I did a search and found several people that have their Nordstrom Visa cards at $25K---Does anyone here have a Nordstrom STORE card with - 5143679
  • Transfer of VA Appraisal from one lender to another
    I began my VA mortgage process with a big bank and was erroneously denied when the processor neglected to submit proof for all of my assets It took 5 days to get my application resubmitted to underwriting and during that waiting period I sought out the services of another lender The new lender w
  • Amex rules for CLI (have they changed recently?)
    I am getting ready to request a CLI on one of my Amex credit cards One is at $34,500 2nd is at $9,000 I am planning on requesting a CLI on the 2nd to 3x (27k) and see what happens However, I wanted to know if doing this will trigger possibly income verification or Financial review, to be pre





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