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  • National Association of Insurance Commissioners
    We assist state insurance regulators, individually and collectively, in serving the public interest Together, we protect consumers and ensure fair, competitive, and healthy insurance markets
  • NAIC Pet Insurance Model Law_11921Clean
    D “Pet insurance” means a property insurance policy that provides coverage for accidents and illnesses of pets Drafting Note: The description of this line as “property” is only for purposes of financial reporting of data
  • A REGULATOR’S GUIDE TO PET INSURANCE
    Pet insurance provides accident and illness coverage for family-owned pets, primarily dogs and cats Although pet insurance is classified and regulated as P C insurance, it bears many similarities to human health insurance with annual coverage offered at an actuarially determined rate subject to various conditions and exclusions
  • NAIC Pet Insurance Model Law_11921Clean
    “Pet insurance” means a property insurance policy that provides coverage for accidents and illnesses of pets “Preexisting condition” means any condition for which any of the following are true prior to the effective date of a pet insurance policy or during any waiting period:
  • Insurance Topics | Pet Insurance | NAIC
    As pet healthcare spending rises, more consumers buy pet insurance NAIC adopted a model law to regulate pet insurance on issues like preexisting conditions, disclosures, and producer training
  • A Regulator’s Guide to Pet Insurance
    Pet insurance provides accident and illness coverage for family-owned pets, primarily dogs and cats Although pet insurance is classified and regulated as P C insurance, it bears many similarities to human health insurance with annual coverage offered at an actuarially determined rate subject to various conditions and exclusions This coverage was started in the U S in 1980 and has grown
  • LICENSING REPORTING IN THE U. S. PET INSURANCE MARKET
    OBJECTIVES In this study, we discuss the pet insurance market and ofer recommendations regarding licensing and reporting that we believe will better serve consumers and improve market transparency EVIDENCE Premiums written for pet insurance have more than doubled for the period from 2013–2018
  • Pet Insurance - content. naic. org
    The Pet Insurance (C) Working Group disbanded in 2022, but the Property and Casualty Insurance (C) Committee continues to monitor developments in this area Additionally, the NAIC reviews and updates NAIC model laws and regulations to ensure that they continue to meet the public policy needs
  • PET INSURANCE MODEL ACT – DISCUSSION DRAFT for PET INSURANCE (C . . .
    As mentioned in the NAIC White Paper “The coverage options and policy details associated with pet insurance are like those found in human health insurance However, pet insurance is regulated and reported as P C coverage because pets are considered property under the law Provisions for in-network providers, co-insurance or co-payment, exclusions for preexisting conditions, age limits and
  • Line of Business: Pet
    Non-Insurance Wellness Program – a subscription or reimbursement-based program that is separate from an insurance policy that provides goods and services to promote the general health, safety, or wellbeing of the pet





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