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  • Schools First Credit Union Approvals - myFICO® Forums
    My local CU merged with Schools First CU over the weekend I setup my new login with them yesterday and applied for their Rewards MasterCard and their lower interest card they call Inspire MasterCard Also applied for their CLOC All three approved! Inspire MC $10K Rewards MC $5K CLOC $800 They p
  • SchoolsFirst FCU - CLI - myFICO® Forums - 6544597
    I saw a post regarding SchoolsFirst and thought that I should test the waters myself I have their Rewards card which has had little to no activity The reward structure of the card is mediocre at best (1 5% cash back) which is why I do not use the card I opened the card roughly 5-years ago and had
  • Schools First CU CLI informational update - myFICO® Forums
    Schols First is a California CU account that I have had for about 5 years now I don't ask for a CLI because it is a hard pull EX A good credit union, but nothing special I was holding out asking this year as I wanted another CLI from U S Bank After I applied to U S Bank for the CLI I figure w
  • Advice on auto loan from SchoolsFirst - myFICO® Forums
    So I have a terrible auto loan pre bk A 9 95 apr and a monthly payment of 505 I’ve attempted to refi with cap one the interest was even higher, I attempted with so cal credit union about 10 3 with auto payments brought down to 9 84 I was going to go through with it and put like 2000 down However
  • SchoolsFirst Credit Union in California. . . Any info? - myFICO® Forums
    Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating
  • SchoolsFirst FCU 3 approvals 18 months post BK - myFICO® Forums
    They started me out with a unsecure card one month post bankruptcy 6 months later I got a 2K increase Yesterdays, I decided to ask for a 4K credit limit increase, car loan refinance, and a 8k personal loan All 3 were approved on one credit pull For increases they do a hard pull but you have 60 days to use the credit pull for any of their
  • Credit unions with early direct deposit - myFICO® Forums
    Somewhat limited membership credit unions: (I used to have Service CU under this category but as @Royalbacon reminded me, they are now open to all) Very limited membership credit unions: 1 Abri (1 day) (courtesy @codefreak13) 2 University FCU, Mountain America, America First (all 1-day) (courtesy @Creditfan1234) 3 Golden 1 (1 day)(courtesy
  • SchoolsFirst FCU Preapproval Email Question - myFICO® Forums
    Hello myFico Family, So I was going through my email and suddenly came across this email I have a checking account with SchoolsFirst FCU but I literally do not use it all This is the email I am just skeptical because they actually gave me amount with a given APR I have never seen a pre-appr
  • Schools First FCU approval - myFICO® Forums - 6203677
    Around 15K in revolving credit at 2% and 45K Auto Loan! Hoping to start upping those limits over time Capital one Platinum and Quicksilver | Kia Financial 49K auto loan | Navy Fed Secure Card | OpenSky Secure Card | Schools First FCU Card | Grain account | KikOff Loan and credit account | Student Loans Perfect history 16K left
  • SchoolsFirst credit Union HELOC yes or no - myFICO® Forums
    Is anyone aware if they have reasonable Underwriters there- I have a situation where I have a charge off that just hit my account ( disputing it and have a letter from creditor saying this was paid in full and not a charge off) This is worrying me because I had a BK in 2012 discharged and should ha





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