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  • Debt consolidation options : r personalfinance - Reddit
    Lending Tree, SoFi, Best Egg, among others so personal loans for debt consolidation Some require good credit For any, you'll need good credit to receive the best interest rates Barring all that, consolidating to a Wells Fargo loan at 15% is still going to be better than what you have now
  • Debt consolidation, is it worth it? How was your experience?
    I did a debt management plan through a non-profit It is different than a debt consolidation loan I was very happy with it and completed it and paid off my credit card debt without issue $60k is a lot of debt If you are lower income, bankruptcy might make more sense for you
  • Has anyone here ever taken out a debt consolidation loan from NFCU?
    A 701 credit score will return a higher interest rate than the published minimum Would a potential interest rate maximum 18% rate with a maximum term of 180 months be the best for you? Maybe depending on the rates of the debt refinanced into the consolidation loan You can always apply online to see what Navy kicks back for loan terms
  • Debt Consolidation Loan : r NavyFederal - Reddit
    Just wanted to know if I apply for a debt consolidation loan does it matter that I just was approved for the more rewards card a week ago or do I have to wait 91 days as well before applying? I want to try to lower my interest rate on my current loan with One Main Would this be possible? Any suggestions would be very helpful TIA
  • Debt consolidation loan : r NavyFederal - Reddit
    Does anyone have any experience with the debt consolidation loan with NF? My husband and I recently applied They said it takes anywhere between 2-24 hours for a decision We’re going on 22 hours and it’s still “under review ” The loan is for 20,000 Just want to know if anyone else has any experience with this TIA
  • Debt Consolidation : r NavyFederal - Reddit
    Debt consolidation Loan upvote r Debt r Debt This subreddit is a place to discuss debt-related issues
  • Best Companies for Personal Loans Debt Consolidation? : r Debt - Reddit
    I'm trying to do some debt consolidation and looking to see which company bank is best to take a personal loan out to accomplish this I am primarily trying to clear up my credit card debt which is about 21k total I do have an auto loan that I'm paying but just want to simplify my expenses
  • Should I consider debt consolidation? How to use it properly?? - Reddit
    I have to stop trying to pay my CC bills, which puts my accounts in default, where the debt consolidation company, acting as my agent, can try to negotiate the debt down Once they reach a settlement for a lower amount (ideally 30-50%), they have me pay a monthly amount into an account with them for an agreed upon length of time, (24-48 months
  • Debt Consolidation— Please help a friend : r PHCreditCards - Reddit
    This, however, will require your credit limit to be enough to cover the debt Banks usually offer less than 1% (some as little as 49%) interest If your credit limit is not enough to transfer, unfortunately, you won't be able to consolidate the debt in a single bank
  • Best way to consolidate debt? : r personalfinance - Reddit
    It's highly unlikely that you'll get a "decent" interest rate being $20k in debt and barely making the minimums Paying off debt is an equation of bringing your expenses down and increasing your income Do both, and you can play off your debt quicker Make a budget with only the necessities and track your expenses against it





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