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    So I've had an email this morning about changes to the eligibility rules for HSBC Premier accounts
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    It looks like HSBC UK have updated their banking app It looks similar to the Santander one now There wasn’t really much of a mention anywhere about this
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    HSBC have straight declined the application and will not even put it in front of an underwriter The reason they have stated is something on our credit report doesn't meet their criteria - we have checked our reports, both are 999 not even a late payment, they are spotless, our affordability isn't the issue either
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    My HSBC CC debt defaulted a couple of months ago and was passed to Wescot…I set up a standing order for £5 a month, which they have accepted and said it will be reviewed in 6 months





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